Finding, Completing, and Filing Chapter 13 Bankruptcy Forms
Chapter 13 bankruptcy forms are designed to allow you to file a chapter 13 bankruptcy case that will permit a reorganization of your debts so that you may repay them more manageably. Although personal bankruptcy is always considered a federal court case, the forms you will need to file your case are specific to your state and district. There are 94 federal districts, with at least one in every state as well as in the District of Columbia and Puerto Rico. If you do not know what district you are in, you can find them listed online at https://azredistricting.org/districtlocator/.
Once you have found your district you can obtain your bankruptcy forms in several different ways. If you are working with an attorney or paralegal they will most likely supply you with the forms you need. Most legal forms are available for download online in a variety of formats- while some sites charge for these forms, you may be able to find them free if you spend some time looking. Sometimes bankrupcy forms s are also available for purchase at a stationary or office supply store.
Filling out chapter 13 bankruptcy forms will require diligence and attention to detail. Keep in mind that anything you list must be totally accurate, and your petition is subject to verification by other documentation such as billing records and bank statements. If you are able to get help from a legal or financial professional you should do so, and never hesitate to ask questions if you are unsure about something. The bankruptcy forms will require you to make a detailed presentation of the following information:
A list of all your creditors and the amounts you owe each
Your source and amount of income
A list of all your property
A detailed budget itemizing all your monthly living expenses (such as food, rent, taxes, utilities, medical fees, etc.)
There are various court fees that are associated with filing your chapter 13 bankruptcy forms. The US bankruptcy courts currently charge $155 to file your case and a $30 administrative fee. You can pay this fee to the clerk when you file, but if you have difficulty in paying this fee all at once you may request to pay in installments. Generally the fee can be divided into a maximum of four installments that must be paid within 120 days of filing your petition.
There are several sources of quality information online that present easy-to-understand explanations of what you will need to know about how to file for bankruptcy online. Reliable sites such as www.bankruptcyformprocessing.com cover all the essentials and are very valuable tools that you will want to have on your side when you're ready to file your forms.