YOU CAN STILL ENJOY CREDIT AFTER BANKRUPTCY
When you file bankruptcy, one of the major worries you might have is what will happen to your ability to get credit and borrowing privileges afterward. You might be afraid that it will be years and years before you ever get another credit offer again, but this is simply not the case.
If it is not possible to reaffirm your accounts, there are still many options available to you so you can get new credit cards and lines of credit from reputable lenders who specialize in helping people in difficult economic situations. Shop around for different offers and see which terms seem best for your needs- don't be afraid to call the lenders directly and see what they can do for you.
While you might decide that the last thing you ever want is a new credit card after your banruptcy, it's best to see that having credit is a fact of life that determines much of what you can do. Plus, after the emotional strain of bankruptcy settles a bit, you will be able to set your sites on the advantages you can enjoy once you begin rebuilding credit after bankruptcy.